2015 = 7

Happy New Year!!

I know what you're thinking, "For a blog about money, this guy sure sucks at math."  Well, here's the good news...To be excellent with money, it's more about behavior than math.  Let's face it, most of us can do 3rd grade addition and subtraction.

After all, today's blog isn't about math at all.  How does 2015 = 7?  Well, let's talk about Dave Ramsey's Baby Steps.

Baby Step 1 - $1,000 Starter Emergency Fund
Baby Step 2 - Pay Off Debt Using The Debt Snowball
Baby Step 3 - Build a 3-6 Month Emergency Fund
Baby Step 4 - Invest 15% in Retirement
Baby Step 5 - College Funding for Children
Baby Step 6 - Pay Off Your Home Early
Baby Step 7 - Build Wealth and Give

So why does 2015 = 7?  This is the year my family will pay off our home and reach Baby Step 7!  Not bad for a couple of 31 year olds with two kids, right?

Here's our progress in 2014:
January 1, 2014 Mortgage Balance - $85,318
December 31, 2014 Mortgage Balance - $38,127

I'm thankful for a wife who is as psyched as I am to get this debt out of our lives and truly Live Like No One Else.  LET'S DO THIS BABY!